Money Matters Monday: Ideas for Bringing in Extra Income

Ideas for bringing in extra income

This week’s Money Matters Monday is all about Ideas for Bringing in Extra Income. Are you one of the thousands and thousands of people looking for ways to bring in extra income for your family? Many people are living paycheck to paycheck, or on a tight budget, so extra money will come in handy any time of the year.

Here are some ways to add funds to your bank account:

Start by taking a look around your home and see if there are items that you are no longer using and that have value. Sites like eBay and Craigslist can help you with selling items, but be sure to consider the pros and cons of using each platform. For example, eBay does charge listing fees, final sale fees and then PayPal will also sometimes charge you to get your money (be sure you understand this process before listing items for sale). Craigslist will require you to meet up with buyers or ask them to come to your home. It is important to consider your personal safety and be aware of possible scams. If you have numerous items for sale consider having a yard sale.

Do you have a hobby or craft that someone else might be interested in buying from you? There are several places online for you to sell your craft items, Etsy being one of those. Like other online seller markets make sure you understand what fee’s you will be charged. Also, look into renting a booth or table at your local craft fair, during the holidays and the summer you can usually find several to participate in.  Check with your local city government to find out if they require you to have a business license. My local city charges $10 to get one.

You could also consider doing some daycare in your home,  house cleaning for someone else, yard work, or other side jobs for other people. I personally have found that family, friends, friends of friends, church members, are always happy to pay to have some help around the house. 

Another option, especially around the holidays, is to look into part time or seasonal work. During the holiday season many companies will employ people for retail work or other holiday related jobs such as package handlers. Also, if you live near an area that attracts visitors during the summer or during the holidays, there can be the opportunity for seasonal work at hotels and restaurants. Before you take on any job, you will want to consider the impact to your taxes and tax withholding so that you are not surprised at tax time.

When conducting a search for a job, carefully consider what talents and abilities you have to offer an employer. For example, are you great at data entry or freelance writing? If yes, consider looking for a virtual role that will allow you more schedule flexibility. Many sites such as Odesk, eLance, Fiverr and even Craigslist will allow you to post an advertisement for your work or search for jobs posted by employers. The note of caution here is to be sure that you understand any fees associated with the platform that you choose and to ensure that the terms and conditions of your role are defined up front.

If you are looking for extra income without too much commitment, there are also many market research and survey companies that you can sign up for that can allow you to earn cash or gift cards for taking surveys or participating in focus groups. Don’t dismiss an opportunity offering a gift card immediately. Look at the type of gift card being offered and determine if it can help you stretch your budget. For example, an Amazon gift card can allow you to purchase toys, clothes and even groceries which means the money you would have ordinarily spent on those items will still be in your pocket! 

Remember that for all of the options listed above you will want to be sure that you are working with a reputable company (where applicable) to avoid any issues with payment. Craigslist and other sites can be full of people wanting to prey on individuals who have the best intentions of wanting to make some extra income in an honest manner.

Do you have other suggestions of ways to earn extra money? We’d love to hear about them!


  1. says

    Thanks for sharing at the Foodies and Crafties Soiree! I just took a bunch of old, but good condition clothes to our local consignment shop. Hoping for a little extra cash in December!

  2. says

    These are all fantastic ideas and I’m definitely pinning for if I need them in the future. Thanks for sharing on the weekend re-Treat link party!

    Britni @ Play. Party. Pin.

  3. says

    Excellent ideas Robyn! I have been wanting to sell some stuff on Craig’s List, but I a bit nervous about it. Maybe if I move the stuff to the garage, at least they won’t be coming inside the house?? Thanks so much for sharing with us at Best of the Weekend. :)

  4. says

    This is a really good list of ways to earn extra money. We are all facing hard times and a little extra always helps. Thanks for sharing this at the Living Big on Less Money series.


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